We work with our clients to help determine their needs and analyze their risks. Having the ability to shop your coverage among the industry’s most reputable and respected insurance carriers, you will know that you are getting the best pricing and terms available with every line of coverage.

Upon writing your coverage, you will have a dedicated client manager that will serve as a single point of contact that is available to answer any questions or help with any needs you may have.

Once you are a client of Cay Insurance Services, you can expect annual summaries to detail your coverages along with recommendations for any changes that may have occurred during the year. Your account manager will be available whenever needed to assist you.

When the need arises to file a claim, we will help guide you through the process and be there with you every step of the way to ensure that the claim is settled quickly and fairly on your behalf.

Some of the coverages offered:

Homeowner’s coverage
Flood coverage
Fine Arts and scheduled items such as jewelry, silver, furs, guns and other collectibles
Automobile and Antique Automobile Coverage
Watercraft, yacht and recreational vehicle coverage
Personal Umbrella Coverage
Excess Flood Coverage
Wind Coverage


Cay Insurance